body {
	background-image: url(images/sand.jpg);
	margin-bottom: 0px;
	margin-top: 0px;
}
a.link:link { COLOR: #FFFFFF; 
	font-family:  Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
	line-height: 17px;
	font-weight: bold;
	TEXT-DECORATION: none;
}
a.link:visited {
        COLOR: #FFFFFF; 
		font-family:  Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
		line-height: 17px;
	font-weight: bold;
		TEXT-DECORATION: none;
}
a.link:hover {
		color:#FFFF00;
		font-family:  Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;	
	line-height: 17px;
	font-weight: bold;
		TEXT-DECORATION: none;
		}
a.link:active  {
        COLOR: #FFFFFF;
		font-family:  Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px;
		line-height: 17px;
	font-weight: bold;
		TEXT-DECORATION: none;
		}
.heading {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #293593;
}
.body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.menubkgd {
	background-image: url(images/menu_02.jpg);
	background-repeat: repeat-y;
	vertical-align: top;
}